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PRIVACY STATEMENT

Effective Date June 20, 2017


Welcome to 247lineofcredit.com (“Company” “we” or “our”). This Privacy Statement outlines our collection, storage and use of your personal and non-personal information on or through our Website. By coming to our Website and registering on our Website, you will have to accept fully our collection, use and transfer of your information as described in this Statement. If you disagree with the way we collect and process personal and non-personal information, please do not use this website as you would not be authorized to use this website. We are located in the United States of America. You may be located in a country that has laws which are more restrictive about the collection and use of your personal information. However, by using our website, you agree to waive the more restrictive laws and agree to be governed by the laws of the United States of America.

1. Types of Information We Collect.
These are the categories of information our Website collects. Sometimes we collect combinations of these types of information.

A. Personal Information. This is information that can be used to identify you. This is information which you provide on our registration page. Such information includes your name, address, telephone number(s), mobile numbers and email address, bank account(s). If you contact us, we collect that information as well.

B. Demographic Information. This is population characteristics. Such information may include, but is not limited to, zip code, mobile phone carrier, age, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests.

C. Behavioral Information. This is information which our technology automatically collects. It includes how you use our website, the areas of our website that you visit, what services you access. It is also information about your computer such as the hardware and software you use, your IP address, geographic location, browser preference, operating system, domain names, times that you access the internet, and other websites you have visited.

D. Third Party Information. This is information about you that we get from a third party which may include personal, demographic, behavioral and indirect information. This includes cookies, third party cookies, anonymous cookies, persistent identifiers, email opt in, and search engine keywords. We have no access or control over these cookies and other tracking devices used by third parties. We have no responsibility or liability for the policies and practices of these parties.

E. Technology Information. This is information we automatically collect from you when you visit our website. It includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. This information is collected from the use of cookies, Web beacons or JavaScript.

F. No Information Collected from Children. We will never knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, we have no such information to use or to disclose to third parties.

G. Bank Account Information. We collect bank account information when you fill out our referral request. When the bank account information is submitted to us, such information is encrypted and is protected with SSL encryption software. We share this with our sources for the purpose of introducing you to our sources as you requested. We destroyed this information 90 days after you submit the same to us.

2. Cookies, Web Beacons, and JavaScript.
A. Cookies. We and third party vendors use technologies such as cookies, web beacons, and java scripts. Cookies collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. This information is used to analyze trends, administer our Website, track user movements through our website and gather demographic information about our user base as a whole. We may receive reports based on these technologies on an individual or aggregated basis. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set. You may read more about cookies at http://cookiecentral.com. In order to use all of the features and functionality of our website, you need to accept cookies.

B. Web Beacons. We use Web Beacons (sometimes called single-pixel gifs, clear gifs or action tags) to collect information about your visit to our website, measure and improve the effectiveness of advertisements and track delivery of advertising. Web Beacons collect only a limited set of information including a cookie number, time and date of page view, as well as a description of the page on which the Web Beacon resides. We may also use Web beacons in email messages sent to you. This allows us to determine if you opened or acted upon the email messages. Because Web Beacons are the same as any other content request, you cannot opt out or refuse them. However, they can be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.

C. JavaScript. We use JavaScript to enhance the functionality of our Website. We also use it to analyze and improve our website’s functions. You may deactivate JavaScript through your browser settings or activate it the same way. If you disable JavaScript, you will not be able to use some of the functions of our website.

3. Use Information Collected.
A. Providing Services. We use the information we gather on our website to provide you with the services you have requested. This includes passing your information on to a third party to provide such services. We do not control the privacy practices of third parties. If you have any questions or wish to remove your information from the third party databases, you will need to contact that party directly.

B. Improving Our Website. We use the information we gather to respond to any inquires you make, operate and improve the functionality of our website, and deliver the services advertised on our website. Our services include the display of personalized products, content, and advertising, relating to your experience and interests. We may also send you emails telling you about more offers and products.

4. Disclosure of Information to Others.
We will share your personal information with third parties as follows:

A. Service Delivery. We share your information with third parties who help us in the delivery of the services you have requested.

B. Website Functionality. We share your information with companies and individuals we employ to perform technical functions on our behalf. Examples include third parties who host our website, analyze our data, provide marketing assistance and provide customer service.

C. Third Party Products and Services. We share your information with third parties who will provide you with their opportunities, products or services. This includes your personal and non-personal information, and includes your interests and preferences, so they may determine whether you might be interested in their products or services.

D. Anonymous information. We share aggregated anonymous information about you, combined with other persons using our website with third parties, so that they can understand the kinds of visitors that come to our website, and how those visitors use our website. This includes demographic information and behavioral information.

E. Legal Process. We disclose your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to (a) conform to legal requirements or comply with legal process; (b) protect our rights or property, or our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.

F. Acquisition or Merger. We may disclose and transfer your information to a third party who acquires any or all of our business, whether such acquisition is by way of merger, consolidation or purchase of all or a substantial portion of our assets. In the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of, such information in a transaction approved by the court.

5. Third Party Collection and Use of Information.
Third parties collect and use information about you on or through our website in the following way:

A. Referral Sources. Our direct lenders and our sources which include networks of lenders may use their own cookies, Web beacons, and other technology, to collect information about you. We do not control the use of such technology and have no responsibility for the use of such technology to gather information about you.

B. Hyperlinks. We may also refer you to websites owned by third parties. We are not responsible for the privacy practices or the content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services, available on these third party websites. The inclusion of a link on our website does not imply any endorsement of the services, products or website, or its sponsoring organization.

C. Analytics. As described above, we use third parties to monitor analyze and report on the traffic to, from and within our website and email messages.

6. Security.
We try to safeguard and protect your information both online and offline. We have security measures in place to protect against the loss, misuse, and alteration of personal information under our control. The servers in which we store your information are kept in a secure physical environment. The servers have industry standard firewalls. Access to such servers is password protected and access by our employees is limited. Currently, we use Secure Socket Layer software ("SSL") to protect data and to secure any transactions. SSL encrypts information including credit card number(s), and names and addresses, as they are transmitted over the Internet. Please be advised that, although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk. However, access to your information is strictly limited and not accessible to the public.

7. Changes to Privacy Policy.
We reserve the right to make material changes to the substance of this Privacy Policy. We will post those changes through a prominent notice on the website, so that you will always know what information we gather, how we might use that information, and to whom we will disclose it.

8. Your California Rights.
California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. In addition California residents have the right to know if we respond to do not track signals or cookies. We do not respond to such signals or cookies. As stated in this Policy, you have agreed to allow us to share information with third parties for their direct marketing purposes until you remove your information; and thus, you have agreed to this disclosure. California customers may request further information about our compliance with this law by sending us an email at privacy@247lineofcredit.com. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address.